Tap Into Iceberg-sized Generosity
In the early 1800s, British citizens were obsessed with Arctic exploration. Some historians even refer to the time as “polar mania.” To satisfy intrigue, polar explorers frequently published their journals and Victorians bought them up. They also sang polar-themed songs, threw Arctic-themed parties, and attended theatrical re-creations of polar expeditions in gardens and parks.
Our scientific understanding of the world’s Arctic regions is much greater today, but no less fascinating. Perhaps one of the most surprising discoveries is that even though icebergs appear massive to our eyes—what what we see above the waterline is just the “tip of the iceberg.” About 90% of its mass lies below the surface.
Coincidentally, this is a perfect metaphor for giving retirement assets like Charitable Gift Annuity, IRA, or qualified retirement plan such as a 401(k) or 403(b).
While many donors feel their capacity for generosity matches the number in their bank account, experts have found that 90% of a person’s wealth is typically held in non–cash assets. This data suggests you could be sitting on resources you may not even use or need—that could benefit a nonprofit like Global Disciples. What’s visible in your bank statement is just the tip of your potential for generosity.
Here are three more reasons why retirement assets could help you explore a whole new world of giving. Non-cash gifts:
- Decrease your tax burden. When you name a charity as the next owner of your assets, they can pass directly to the organization from your estate, minimizing the tax responsibility on your heirs.
- Meet requirements. Qualified Charitable Distributions can help satisfy IRA required minimum distributions in the same year.
- Increase your impact. A CGA provides you guaranteed income in retirement while benefiting a favorite charity upon your death.
2 Corinthians 4:18 says, “So we fix our eyes not on what is seen, but on what is unseen, since what is seen is temporary, but what is unseen is eternal.” Like the hidden mass of ice below the water’s edge, your gift of retirement assets could tap into something deeper and more expansive—an eternal impact for the individuals we serve.
Click here for more on legacy giving with Global Disciples.

Recent Posts
Seven Women, Perfectly Placed
God has fully equipped so many women and perfectly placed them to reach people with the Good News of Jesus. Like beautiful flowers in a garden, these women are faithful, compassionate, and creative about introducing people to the love of Jesus,
6 Ways to Experience More Peace Today
God’s design is that we would work from our rest, not work until we collapse into it. Maybe that’s why man’s first day on earth was one to rest – God’s sending us a message, loud and clear.
Ruth: Faith and Courage
When God directed her to a community to share the Gospel, Ruth took the risk and stepped out in faith to fulfill her mission.
When God’s People Work Together
Through Jesus, every Christian carries the heart of the Father for the lost and least-reached. Working together, advocates are helping others get involved in practical ways as partners with Global Disciples.
A Steward’s Awakening
As a follower of Christ, I do not own anything; I am merely a manager, entrusted with the care of what Jesus asks me to use for Him.
Healing for Mission
When her disability hampered her mission, a young woman asked Jesus for his healing touch.
3 Surprising Benefits of Generosity
A Greater Power
The power of Jesus is stronger than all other powers, and leads to changed lives.
The Light of the World
Prem grew as a disciple of Jesus. He heard about a local Global Disciple Training, and he went all in! ixty people have accepted Jesus as their Lord and Savior, 26 have been baptized, and 34 more are preparing for baptism.
What Are Your Non-negotiables?
No matter what work you have been called to—you need standards. The principles or values or mission that you simply will not compromise on, to accomplish your task.
Called to Obedience
When God spoke to his heart, Ezra knew it would change everything to obey. He also knew it would be worth it!
Advocates: Multiplying Good News
When you get excited about what God is doing, don’t keep it to yourself...
A Prayer for a New Year
As a new year begins, what will you be praying for?
Christmas: The Mission Begins
The birth of Jesus that we celebrate was only the beginning of a mission we carry on today.
Advent: The Mission of Loving Others
Jesus valued and loved people—enough to sacrifice Himself so that every person could have eternal life.
Advent: The Mission of Forgiveness
When Gabriel was confronted with those who killed his son, could he choose the mission of forgiveness?
Advent: The Mission of Light
To a community desperate for hope and assurance, Jesus was good news for them!
Advent: The Mission of Redemption
Christmas is about mission, God's mission of redemption. Jesus made it clear: “I came to seek and save the lost” (Luke 19:10).
Do Generous People Live Longer?
Looking for a few ways to give meaningfully in this season? These ideas and their benefits may surprise you.
Generosity of Influence
Influence starts when the nature of one person impacts the life of another.
Lean on Me
Do you find it difficult to ask for help? To lean on others when you're uncertain? Then you're not alone.
Yesterday’s Seeds, Today’s Harvest
An Answer to Our Prayers
Near-culture workers like Romael and Flavia are the key to effectively reaching nations with the Gospel.
Get our newsletter
"*" indicates required fields
Give monthly, reach the world…
Join our community of monthly donors bringing the hope of Jesus to least-reached people groups around the world.